In this Issue
Joke of the Month
FREE Seminar tomorrow
Estate Tip of the Month
Free Initial Consultation
List of Services
estate planning austin attorney image

Estate Planning Newsletter

February 2006


About Us
Andrew Traub Attorney Lawyer Austin, Texas
The Traub Law Office is a Full Service Law Firm located at 5900 Balcones Drive.
Andrew Traub is my name, and I want to help you ensure that your loved ones are taken care of. Call me at 343-2572 or email me.

Free Initial Consultation
Did you know that the Traub Law Office offers a free initial consultation?
Part of my dedication to my clients is ensuring that there is a good fit between you and I. The purpose of the free initial consultation is for you to tell your story, learn about me, and then we can decide whether we would work well together. There is no obligation on your part, so why not schedule a free initial consultation today?

Joke of the Month
Outrageous Lawsuits

A woman dropped some burglar bars on her foot. She claimed that her neighbor, who was helping her carry the bars, had caused the accident. The neighbor's insurance company offered to settle the dispute by paying her medical bills, but she refused. She wanted more and sued for damages, including "pain and suffering." The jury took only seventeen minutes to unanimously decide that the woman was fully responsible for her own injuries. The innocent neighbor had to pay $4,700 in defense costs. The two are no longer friends.

Warning...

"Were You In A Car Accident?"


I have recently published a new free Special Report exposing inside secrets auto insurance companies don't want you to know. I have created a web site just for people involved in an auto accident in Texas. If you would like a copy of this free report, simply visit austinaccidentlawyer.com, fill out the form, and I will send it out right away!


Want to Move or Refinance?

If you are looking to buy a new home or sell your existing home, give me a shout. I know tons of realtors and mortgage brokers and will refer several to you that match your needs.

If you prefer to sell your house on your own, contact me for help reviewing the contract or writing one up for you. You can also receive my new free Special Report for Austin, Texas real estate.
forward email

 Estate News
Only one more day until the free WealthFare seminar hosted by myself and Jeff Luftig inside Baby's R Us (183 and Mopaq) tomorrow evening from 6 p.m. until 7:30 p.m.

Please forward this email to anyone you know who would be interested in attending the seminar tomorrow. I already have many commitments, but it never hurts to have more people attend!

Topics Covered will include:
  1. How software and form kits can cause all kinds of agony for your loved ones.
  2. Why using the much hyped revocable trust is usually a waste of money.
  3. What makes probate, wills, and trusts in Texas unique
  4. How to properly select executors, trustees, and guardians.
  5. Why even the non-rich need wills with trusts.
  6. The five other documents you need besides a will.
  7. When and why do you need to revise your existing will.
The seminar itself should be over by 7 p.m., but Jeff and I will make ourselves available for one-on-one questions after the seminar until 7:30 p.m.

By now, many of you should be receiving my free newsletter, entitled "Tidbits for Today." I just want to make a couple of remarks about the newsletter.

1. The newsletter does not cover the same items that I cover in my email newsletter. It is totally fresh content and includes such items as recipes, movie reviews, horoscopes, articles on medicine and taking care of yourself. I think you will enjoy it.
2. If you do not receive the newsletter, please email or call me with your mailing address and I will send one out right away, and make sure you receive future newsletters.

I am offering these newsletters as a totally free service to my clients as a thank you for all the business and referrals you have sent me.

Sincerely,

Andrew Traub

 Estate Tips

Keeping Baby Safe: You’re Most Important Role as a Parent

Once your beautiful bundle of joy arrives, the work of raising your child really begins. The biggest job you have as a parent is keeping your baby safe. Yet, it is impossible to watch over your children twenty-four hours a day.

Thankfully, there are many safety products available to keep them from getting hurt. These products include safety gates, outlet covers, oven and table bumpers, doorknob covers, bed rails, locks and guards, and many more. As a parent, you need to use products that are one step ahead of their children's abilities, and can do so by getting down on their level and looking around. This gives you a child's eye perspective of child safety issues in your home.

But with so many products to buy and so many different brand names, how do you decide what products you need most? The best thing to do when it comes to safety is buy new products rather than used ones. An older, used product may have been recalled due to dangerous safety issues, or it may be damaged from previous use. Although hand-me-downs are great for clothes and toys, your child’s safety is just too important to leave to chance. Babies R Us is a great place to find all the safety products you need.

That still leaves the issue of how to choose between one safety gate, for instance, and another. Here are some purchasing tips for some of the more popular safety items you will need for your baby.

Car Seats

More children are seriously injured and killed in auto accidents than in any other type of accident. Each year, hundreds of lives could be saved if children were protected in cars by using child safety seats. Using a child safety seat is the best protection you can give your child when traveling by car.

When purchasing a car seat, look for:
• Label states that it meets or exceeds the Federal Motor Vehicle Safety Standards;
• Is the car seat appropriate for your child's height and weight?
• Be aware of the type of seat belts your car has; all car seats are not compatible with all seat belts;
• Check recent car seat recalls before making a purchase;
• Be sure that the seat you choose fits your child - a smaller baby can slip out of a seat that's too large. Infants one year or younger and up to 20 pounds must be placed in a rear-facing seat, toddlers (older than 1 year and between 20 and 40 pounds) may use a forward-facing seat, and children who are between 40 and 80 pounds need to be placed in a booster seat;
• Consider choosing a seat that is upholstered in fabric - it may be more comfortable for your child.

Safety Gates

Baby safety gates are an essential element in making your home baby proof. Now that he's on the move, every nook and cranny is a potential area of exploration for him. Your baby is curious about his new environment, wanting to investigate each little corner and new room. The best way to make sure he can't do any harm to himself is to install safety gates. These will prevent him from reaching the stairs, kitchen, or an office room, where there might be many wires and electrical equipment just at his height.

Accordion gates, which open to form diamond-shaped patterns with wide V's at the top, can trap a baby's head and have resulted in strangulation deaths. In January 1985, gate manufacturers halted production of these gates, but there are still an estimated 15 million gates in use. Mesh gates also can be dangerous because a toddler's fingers can become trapped.

When purchasing a safety gate, look for the following:
• A hardware-mounted gate that attaches to the doorframe without any openings to trap fingers or necks. Pressure-mounted gates should not be used between rooms of different levels or at the top of stairs; children can dislodge them and take a tumble.
• Gates that swing out should never be used at the top of stairways.
• Nonflexible vertical slats or rods should be no more than 2 3/8 inches apart.
• Check for sharp edges and protrusions that could hurt a toddler's hands.
• Avoid gates with structures that could give a child a foothold for climbing. Keep large toys away from the gate to prevent a child from using them to climb over.
• The gate should be no less than 3/4 of the child's height

Playpens

These high-sided, enclosed play areas are popular because they allow parents to put their baby down with the knowledge that he can't wander off. It is great when you have to answer the phone, do a bit of ironing, or just catch a quick breath!

When purchasing a playpen, look for the following:
• Holes in the mesh should be no larger than 1/4 inch to keep small fingers from getting caught;
• The sides should be at least 20 inches high, measured from the floor of the playpen;
• Look for padding on the tops of the rails to protect your baby from bumps.
• The locks that allow you to lower a side should be out of your baby's reach.

Baby Monitors

The idea behind a baby monitor is that you can have the ability to move around the house or your yard and still be able to keep tabs on your baby by listening or now viewing your baby. This can help alert you to a crying baby, a baby who needs your help or just help you watch baby while he or she sleeps.

The baby/nursery monitor that you buy will have different levels of mobility. The base usually plugs into the wall, usually the nursery or wherever your baby is sleeping. The receiver can plug in or be mobile. If you intend to use the monitor as you move from room to room, you will want to invest in the mobile kind, versus the stationary variety.

When purchasing a baby monitor, look for the following:
• There should be at least two channels to choose from;
• Be sure that you have a low battery indicator light. Without this you might be listening to the receiver, thinking all is quiet in the baby's room, when in fact all you've got is a dead battery;
• Has a power-on light so that you can know the unit is on without disturbing the baby;
• Has a volume control to put you in charge of how loudly you wish to hear your baby;
• Are you planning to carry around your end of the monitoring system? Then you might want a belt clip!

Bath Seats

A bath seat gives your child added support while in the bathtub and can help prevent a soapy baby from slipping out of your hands and hitting her head on the tub. Keep in mind, however, that you should NEVER leave your child unattended in the tub!

When purchasing a bath seat, look for the following:
• Never use a bath seat on textured or non-skid surfaces unless the manufacturer’s instructions specifically state the seat is intended for such surfaces;
• Look for the JPMA Certification Seal.
Always remember, no matter what safety product you are buying, to look at the features to be sure they meet your specific requirements. Also check to be sure that the product you are considering has not recently been recalled. The safety of your child is of utmost importance - don’t leave it to chance!

Claire Bowes is a successful freelance writer and owner of http://www.baby-gifts-unique.com where you will find further information on the products and unique gift ideas personalized baby gifts.
Services Offered by the Traub Law Office
estate planning tips image Why plan your estate? Here are some of the benefits:
  1. Establish guardianship for your minor or incapacitated children
  2. Establish trusts for minor children to prevent them from getting everything at once
  3. Establish trusts for minor children so they won't get everything at age 18
  4. Establish trusts for incapacitated adults to protect them from themselves
  5. Establish who can make medical decisions for you if you become incapacitated
  6. Establish who can pay your bills if you become incapacitated
  7. Specify what actions doctors should take if you are incapacitated and have an irreversible condition
  8. Leave property to charities and organizations
  9. Leave property to people who are not related to you
  10. Make sure property does not got to people you don't want it to go to
  11. Leave property to people or organizations you choose, rather than the State of Texas
  12. Reduce or eliminate Federal Estate Taxes
Here are some of the services I offer:
We would love to hear what you think of this issue of the Estate Planning Newsletter. And of course, if you have any suggestions for upcoming issues that you'd like to share with us, please send those, too! Just e-mail me.

P.S. My business is completely by referrals so if you know of someone who is in need of legal assistance, please send them my way. You have my promise I will provide excellent service!

P.P.S. If you liked this newsletter you can forward it to a friend or colleague.



This newsletter is designed for general information only. The information presented in this newsletter should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
5900 Balcones Drive, Suite 132 € Austin, Texas 78731 € Phone: 512-343-2572 € Fax: 512-275-3786
Copyright © 2005 The Traub Law Office. All Rights Reserved