In this Issue
Joke of the Month
Exciting News
Toy Safety Tips
Free Audit Consultation
List of Services
estate planning austin attorney image

Estate Planning Newsletter

January 2006


About Us
Andrew Traub Attorney Lawyer Austin, Texas
The Traub Law Office is a Full Service Law Firm located at 5900 Balcones Drive.
Andrew Traub is my name, and I want to help you ensure that your loved ones are taken care of. Call me at 343-2572 or email me.

Free Audit Consultation
Did you know that the Traub Law Office offers a free audit consultation?
Part of my dedication to my clients is ensuring that there is a good fit between you and I. The purpose of the free initial consultation is for you to tell your story, learn about me, and then we can decide whether we would work well together. There is no obligation on your part, so why not schedule a free initial consultation today?

Joke of the Month
A woman was being questioned in a court trial involving slander. "Please repeat the slanderous statements you heard, exactly as you heard them," instructed the lawyer.

The witness hesitated. "But they are unfit for any respectable person to hear," she protested.

"Then," said the attorney, "just whisper them to the judge."

Warning...

"Were You In A Car Accident?"


I have recently published a new free Special Report exposing inside secrets auto insurance companies don't want you to know. I have created a website just for people involved in an auto accident in Texas. If you would like a copy of this free report, simply visit austinaccidentlawyer.com, fill out the form, and I will send it out right away!


Want to Move or Refinance?

If you are looking to buy a new home or sell your existing home, give me a shout. I know tons of realtors and mortgage brokers and will refer several to you that match your needs.

If you prefer to sell your house on your own, contact me for help reviewing the contract or writing one up for you. You can also receive my new free Special Report for Austin, Texas real estate.
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 Exciting News

Hello and Happy New Year!

This year promises to be a great one and I have many exciting new things in store for you!

First, I am now publishing a print newsletter with tips for health, family, safety, and your success. The newsletter is called "Tidbits for Today" and you should be receiving your first issue in the mail this month. Best of all, the newsletter is absolutely free. If you do not receive your issue this month, then call or email me with your name and mailing address and I will make sure you receive an issue.

Second, I will be holding another free Family Wealthfare seminar this month at Baby's R Us with Austin financial planner Jeff Luftig. The seminar will be February 15th, 2006 from 6:00 pm to 7:30 pm. Jeff and I will be discussing the importance of investing for your childrens' future and planning for their inheritance with a properly drafted will or trust. As a special bonus I will be giving out coupons for discounts on estate plans, free one hour audit consultation certificates, and copies of my Special Report for people wanting a will or trust! Be sure to get there early as seating is limited.

 Estate Tips

Toy Safety Tips

WHEN BUYING TOYS

Choosing toys with care. Keep in mind the child's age, interests and skill level.

Look for quality design and construction in all toys for all ages.

Make sure that all directions or instructions are clear -- to you, and, when appropriate, to the child. Plastic wrappings on toys should be discarded at once before they become deadly playthings.

Be a label reader. Look for and heed age recommendations, such as "Not recommended for children under three". Look for other safety labels including: "Flame retardant/Flame resistant" on fabric products and "Washable/hygienic materials" on stuffed toys and dolls.

WHEN MAINTAINING TOYS

Check all toys periodically for breakage and potential hazards. A damaged or dangerous toy should be thrown away or repaired immediately.

Edges on wooden toys that might have become sharp or surfaces covered with splinters should be sanded smooth. When repainting toys and toy boxes, avoid using leftover paint, unless purchased recently, since older paints may contain more lead than new paint, which is regulated by CPSC. Examine all outdoor toys regularly for rust or weak parts that could become hazardous.

WHEN STORING TOYS

Teach children to put their toys safely away on shelves or in a toy chest after playing to prevent trips and falls.

Toy boxes, too, should be checked for safety. Use a toy chest that has a lid that will stay open in any position to which it is raised, and will not fall unexpectedly on a child. For extra safety, be sure there are ventilation holes for fresh air. Watch for sharp edges that could cut and hinges that could pinch or squeeze. See that toys used outdoors are stored after play -- rain or dew can rust or damage a variety of toys and toy parts creating hazards.

SHARP EDGES

New toys intended for children under eight years of age should, by regulation, be free of sharp glass and metal edges.

With use, however, older toys may break, exposing cutting edges.

SMALL PARTS

Older toys can break to reveal parts small enough to be swallowed or to become lodged in a child's windpipe, ears or nose. The law bans small parts in new toys intended for children under three. This includes removable small eyes and noses on stuffed toys and dolls, and small, removable squeakers on squeeze toys. LOUD NOISES Toy caps and some noisemaking guns and other toys can produce sounds at noise levels that can damage hearing. The law requires the following label on boxes of caps producing noise above a certain level: "WARNING -- Do not fire closer than one foot to the ear. Do not use indoors." Caps producing noise that can injure a child's hearing are banned.

CORDS AND STRINGS

Toys with long strings or cords may be dangerous for infants and very young children. The cords may become wrapped around an infant's neck, causing strangulation. Never hang toys with long strings, cords, loops, or ribbons in cribs or playpens where children can become entangled. Remove crib gyms for the crib when the child can pull up on hands and knees; some children have strangled when they fell across crib gyms stretched across the crib.

SHARP POINTS

Toys which have been broken may have dangerous points or prongs. Stuffed toys may have wires inside the toy which could cut or stab if exposed. A CPSC regulation prohibits sharp points in new toys and other articles intended for use by children under eight years of age.

PROPELLED OBJECTS

Projectiles -- guided missiles and similar flying toys -- can be turned into weapons and can injure eyes in particular. Children should never be permitted to play with adult lawn darts or other hobby or sporting equipment that have sharp points. Arrows or darts used by children should have soft cork tips, rubber suction cups or other protective tips intended to prevent injury. Check to be sure the tips are secure. Avoid those dart guns or other toys which might be capable of firing articles not intended for use in the toy, such as pencils or nails.

ALL TOYS ARE NOT FOR ALL CHILDREN

Keep toys designed for older children out of the hands of little ones. Follow labels that give age recommendations -- some toys are recommended for older children because they may be hazardous in the hands of a younger child. Teach older children to help keep their toys away from younger brothers and sisters.

Even balloons, when uninflated or broken, can choke or suffocate if young children try to swallow them. More children have suffocated on uninflated balloons and pieces of broken balloons than on any other type of toy.

ELECTRIC TOYS

Electric toys that are improperly constructed, wired or misused can shock or burn. Electric toys must meet mandatory requirements for maximum surface temperatures, electrical construction and prominent warning labels. Electric toys with heating elements are recommended only for children over eight years old. Children should be taught to use electric toys properly, cautiously and under adult supervision.

INFANT TOYS

Infant toys, such as rattles, squeeze toys, and teethers, should be large enough so that they cannot enter and become lodged in an infant's throat.
Services Offered by the Traub Law Office
estate planning tips image Why plan your estate? Here are some of the benefits:
  1. Establish guardianship for your minor or incapacitated children
  2. Establish trusts for minor children to prevent them from getting everything at once
  3. Establish trusts for minor children so they won't get everything at age 18
  4. Establish trusts for incapacitated adults to protect them from themselves
  5. Establish who can make medical decisions for you if you become incapacitated
  6. Establish who can pay your bills if you become incapacitated
  7. Specify what actions doctors should take if you are incapacitated and have an irreversible condition
  8. Leave property to charities and organizations
  9. Leave property to people who are not related to you
  10. Make sure property does not got to people you don't want it to go to
  11. Leave property to people or organizations you choose, rather than the State of Texas
  12. Reduce or eliminate Federal Estate Taxes
Here are some of the services I offer:
We would love to hear what you think of this issue of the Estate Planning Newsletter. And of course, if you have any suggestions for upcoming issues that you'd like to share with us, please send those, too! Just e-mail me.

P.S. My business is completely by referrals so if you know of someone who is in need of legal assistance, please send them my way. You have my promise I will provide excellent service!

P.P.S. If you liked this newsletter you can forward it to a friend or colleague.



This newsletter is designed for general information only. The information presented in this newsletter should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.
5900 Balcones Drive, Suite 132 € Austin, Texas 78731 € Phone: 512-343-2572 € Fax: 512-275-3786
Copyright © 2005 The Traub Law Office. All Rights Reserved